Welcome to Austin Mortgage Associates- Austin Texas Mortgage Lender and Home Loans

– The home of the Sum Zero Home Loan. 

- ZERO Origination Fee

- ZERO  Lender Fees

- ZERO Hassle

That’s a Sum Zero Home Loan!


No Lender Fees?  No Origination Fees? You read it right! You work hard for your money and we believe that you need to keep it not GIVE it to a bank!

We are a full-service residential mortgage broker serving the Austin, Houston, San Antonio, and Dallas and Fort Worth metro areas. We have been serving the needs of the residential mortgage community since 2000. Our customers know us for competitive rates and consistent customer satisfaction. Our integrity is reflected in our raving client reviews. We are native Texans and we KNOW Texas!

Founded in January of 2000, we have served the Great State of Texas for almost 20 years and have funded and closed over a half BILLION in mortgage loans! We are proud of our sterling reputation with our clients and realtor, builder and commercial partners.

Our specialty is providing home mortgage loans for the purchase or refinance of residential real estate in Texas.

In addition, to purchase loans, Austin Mortgage Associates also provides refinancing of both primary residences and investment properties, as well as home equity and cash-out refinancing. We do conventional loans and jumbo loans in addition to government loans which include FHA loans, VA loans, and Texas Veterans Land Board loans. We are a Texas mortgage broker with multiple avenues available to provide the best and most competitive solution for your specific needs.

Austin Mortgage Associates is proud of an A+ rating with the Better Business Bureau.

Please give us a call today to let us know how we can best serve you. We look forward to working with you and showing you our Sum Zero Home Loan.


James Copeland