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To find out which loans work best for you, read through these diverse loan options and choose the one that fits your needs and preferences.

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  • Conventional Loans

    There are several options for conventional loans. With a down payment of at least 5%, we can split the loan into a 1st and 2nd which will not require private mortgage insurance. We can amortize for 15, 20, or 30 years at fixed or adjustible rates.

     
     
  • Conforming Loans

    The conforming loan limit is currently $417,000.00 and requires a minimum of 5% down payment. The terms are 15 year amortization, 20 year and 30 year (fixed or adjustible rates). We can do split loans to avoid private mortgage insurance (80/15/5 or 80/10/

     
     
  • FHA Loan

    The FHA loans are rapidly becoming the most popular type home loan. They offer a fixed rate with only a 3.5% down payment. The down payment can be a gift and all closing cost can typically be paid by the seller. One does not need perfect credit to qualify

     
     
  • VA Loan

    Designed to offer long-term financing to American veterans, VA mortgage loans are issued by federally qualified lenders and are guaranteed by the U.S.

     
     
 
 
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